Our Team

The management team at CU Revest brings 35 years experience in the financial services industry, and 24 years experience in portfolio acquisition
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Mike Joplin

President
Chief Executive Officer

Mr. Joplin is the co-founder and Chief Executive Officer of Servatus and President and Chief Executive Officer of its asset management subsidiary, CU Revest, LLC. He has over 35 years experience in commercial banking and consumer finance. Prior to founding Servatus in 2010, he was co-founder and Chief Executive Officer of Credit Solutions Corp. founded in 1997 and prior to that founded West Capital Financial Services Corp. in 1989 which was sold to SunAmerica in 1999. West Capital was one of the first successful issuers of BBB-rated asset-backed notes collateralized by collections from $3 billion of charged-off credit card accounts. Following the sale to SunAmerica, West Capital’s operations and systems provided the operational plumbing for its successor entity, Encore Capital Group, a publicly traded company with a market capitalization over $1.7 billion. Mr. Joplin has also founded two thrifts and one independent bank.

858.467.7202

mjoplin@curevest.com

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Mike Hales

Executive Vice President
Strategic Relationships

Mr. Hales is Executive Vice President of Servatus Corporation and Executive VicePresident and Director of Strategic Relationships with CU Revest, LLC. A former bank president and a credit union industry veteran, he is a recognized authority in CUSO design and development and collaborative business modeling. During his credit union consulting career with Counter Intelligence Associates and The Rochdale Group, Mr. Hales specialized in strategic planning, credit review and CUSO design and development. He has served on the Board of Directors of the National Association of Credit Union Service Organizations since 2005 and has developed and launched 16 multiple credit union owned Credit Union Service Organizations and a non-profit public benefit corporation. Mr. Hales holds a Juris Doctor degree from Lincoln University in San Francisco and is a graduate of the American Bankers Association School of Strategic Planning and Marketing Management at the University of Georgia. He completed the NACUSO Designing and Implementing Collaboration and Business Networks curriculum at Pepperdine University. Mr. Hales is the author of The Handbook of Consumer Banking Law (Prentice Hall, 1989) and The Language of Banking (McFarland, 1994) in addition to several published industry-related articles and white papers.

949.291.6363

mhales@curevest.com

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Raechelle Joplin

Co-Founder
Chief Financial Officer

Ms. Joplin is co-founder and Chief Financial Officer of Servatus, Chief Executive Officer of its servicing and collections subsidiary, Credit Solutions Corporation, Chief Executive Officer of its consumer finance subsidiary and Chief Financial Officer of its asset management subsidiary, CU Revest, LLC. Prior to founding Servatus in 2010, she was co-founder and Chief Financial Officer of Credit Solutions Corp. founded in 1997 and prior to that founded West Capital Financial Services Corp. in 1989 which was sold to SunAmerica in 1999. West Capital was one of the first successful issuers of BBB-rated asset-backed notes collateralized by collections from $3 billion of charged-off credit card accounts. Following the sale to SunAmerica, West Capital’s operations and systems provided the operational plumbing for its successor entity, Encore Capital Group, a publicly traded company with a market capitalization over $1.7 billion.

858.467.7203

rjoplin@curevest.com

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Chris Beyer

General Counsel
Chief Compliance Officer

Chris Beyer serves as General Counsel and Chief Compliance Officer for CU Revest, LLC and Credit Solutions Corp., where he is responsible for the legal affairs of both companies. Chris has extensive experience representing national and regional banks, credit unions, mortgage lenders and financial services companies, both as outside and in-house counsel. Prior to joining CU Revest, LLC and Credit Solutions Corp., Chris served as Managing Partner for a law firm and as an Associate for a law firm that focused solely on representing credit union clients.

Chris obtained his Bachelor of Arts in Political Science from San Diego State University and a Juris Doctor from California Western School of Law. He is a member of the State Bar of California and admitted to practice in all California state courts, as well as the United States District Court of California (Southern, Central, Eastern and Northern Districts). Chris is also actively involved in several professional organizations where he has lectured on various legal topics.

858.467.7272

cbeyer@curevest.com

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Testimonials

I just wanted to say that I had no problem with the person that helped me with my account. She was very professional and understanding, she put no pressure on me about paying my bill. She did not set the amount that I would be paying back on a by weekly basis, I set the amount myself. So I was pleased.

Nicole S