White papers

Welcome to our white paper archive. Select from the numerous white papers below to read up on specific issues and solutions that affect your business.


The Consumer Recovery Lifecycle

This report will examine the Consumer Recovery Lifecycle, its pathway to credit rehabilitation and its value in identifying that segment of “prior prime”credit union members who may once again qualify for credit.

Date published: 09/15/14
Topic: Financial Health 


The Unbanked and Underbanked Middle Class - The New “Prior Prime” Subculture

This is part one of the study that defines the consumer credit epidemic and its negative impact on the credit union industry.

Date published: 08/13/14
Topic: Financial Health 


Recovering Capital and The Disenfranchised Credit Union Member

This is part two of the study that presents the solution to the Consumer Negative Credit Epidemic.

Date published: 08/05/14
Topic: Financial Health 


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White papers

  • The Consumer Recovery Lifecycle READ MORE
  • The Unbanked and Underbanked Middle Class - The New “Prior Prime” Subculture READ MORE
  • Recovering Capital and The Disenfranchised Credit Union Member READ MORE


Testimonials

I want to take this opportunity to comment on the extroadinary assistance I received from a Special Asset Officer - David Moreno. While I was desperately trying to settle all my financial matters through a reverse mortgage on my home, he assisted me, putting me in contact with a very competent organization here in Hawaii. Instead of my floundering around on the internet - hit and miss, he provided me with exactly what I needed. Which included a specific name and a phone number. It was not vague, but exact. He continued to follow up with me to make sure I was getting through to the Mortgage company. Unlike many credit counselors I have dealt with over the past year, he was never condescending or rude. He was professional, informative and helpful. I truly appreciate all his efforts and thought you should know that your Special Asset Officer is indeed and "asset".

Bela R Hawaii